How much life insurance you need?

How much life insurance you need?

Have you any idea how much life insurance you need? A frightening number of Brits don’t have any life insurance at all and many that do have no real idea if it would be enough to cover their needs if the worst came to the worst.

Six million UK mums at financial risk

Six million UK mums at financial risk

When we think about how much life insurance our families need most of us just consider what would happen if the worst should happen to the man of the house. But it is important to realise that mothers are just as financially vulnerable and life cover is just as important for them.

How to choose life insurance

How to choose life insurance

If you have ever tried to work out which life insurance policy is best for you then you’ll know just how complicated a job it can be. You can be faced with a bewildering array of different products, all making different promises and, if you’re truthful, you don’t really understand any of it.

Could you manage if you lost your income?

Could you manage if you lost your income

Have you ever thought what would happen if you lost your income?  Could you manage or would you be tumbling down the slippery slope into debt? You may be fortunate enough to be a dual income family, but if the main breadwinner came out of work could you manage on what you had left?

Have you been left exposed to critical illness?

In the dark days of financial austerity many workers found their employee benefits being eroded as employers struggled to maintain profitability. One of the most common ones to fall by the wayside was critical illness insurance, designed to preserve your income if you are forced to give up work through accident or serious illness.

Are you ready for the unexpected?

are you ready for the unexpected

Do you have a contingency plan ready to put into place if financial disaster strikes your family? What would you do if the breadwinner suddenly had to come out of work through sickness or accident?