We all have many claims on our hard-earned salaries and we obviously like to get the best value from whatever we buy, so many of us don’t see the true value of something like critical illness insurance – until we need it.
When we are young we think we are invulnerable and nothing’s going to happen to us. As we grow older it’s a thing we don’t like to dwell on, but the reality is inescapable. Continue reading “Do you need critical illness cover?”
Millions of Britons have admitted they would be in real financial trouble if serious illness forced the family breadwinner out of work for any length of time.
New research by Scottish Widows has revealed a fifth of all households would not remain financially secure for any length of time. Continue reading “Millions of Brits in financial peril if serious illness strikes”
Have you ever thought what would happen if you lost your income? Could you manage or would you be tumbling down the slippery slope into debt?
You may be fortunate enough to be a dual income family, but if the main breadwinner came out of work could you manage on what you had left? Continue reading “Could you manage if you lost your income?”
If the worst were to happen and you died tomorrow would your family be financially secure?
For 1 in 24 of you the answer is no. Continue reading “Is your family financially secure if you die tomorrow?”
Do you have a contingency plan ready to put into place if financial disaster strikes your family?
What would you do if the breadwinner suddenly had to come out of work through sickness or accident? Continue reading “Are you ready for the unexpected?”
Almost a quarter of British families are living on a knife edge financially because their income is not protected.
Research has shown that 25% of UK families say they don’t have enough savings to keep them going longer than a couple of months if the main breadwinner had to finish work. Less than 10% have any form of income protection. Continue reading “Are your family finances on a knife edge?”
Britain is sitting on a ‘funeral time bomb’ set to plunge families into debt to bury their loved ones, according to a new report by the International Longevity Centre.
The report predicts that the cost of the average funeral could reach £7,000 by 2020, but more than half of UK households have less than £3,000 in savings. Continue reading “‘Funeral time bomb’ is ticking – ILC”