Life Insurance Quotes

Help make sure your family are financially protected with life insurance. Without protection you run the risk of leaving your loved ones struggling to cope financially if you were to die unexpectedly. We provide expert advice and tailored life insurance quotes from some of the UK’s top insurers.

For most of us, deciding on the right life insurance policy for us is not a simple job, which is where our friendly, knowledgeable staff at Financial Protection Ltd come in. They will be happy to discuss the best life cover for your needs by talking to you and then consulting our panel of top insurers. The service is free and with no obligation. All we need to get started are a few details — call us on 0800 103 2613

What would your family do if the worst ever happened? Are you prepared for it? Life insurance is all about protecting yourself, your partner and your family against those “what if” situations. Having a policy in place which could pay out a cash sum if you die while the policy is in force, ensures peace of mind for you and protection for them and their future.

Most life insurance policies will pay out early if you are diagnosed with a Terminal Illness Policy with no more than 12 months to live – this is known as Terminal Illness Cover and is different and separate to Critical Illness Insurance. Certain exclusions may apply.

Get a quote
level term life insurance quotes

Life Insurance: Term

Five policy types…
life insurance quotes

Level Term
Life Insurance

critical illness cover

Critical Illness Cover

mortgage life insurance uk

Mortgage Life Insurance
(Decreasing Term)

family financial protection

Family Income Benefit

index linked life insurance

Index-Linked
Life Insurance

  • Level-Term Life Insurance

    Straightforward Life Insurance

    Give your loved ones peace of mind from £5 a month

    Level term Life Insurance pays out the amount of money (the sum assured) as originally requested when you take out the insurance. The price you pay and the monthly premiums are decided by the insurer before you start your policy, and for the duration of the policy the monthly premium will remain fixed.

    Your level term Life Insurance will pay out if…

    Read more about our level-term life insurance…
  • Critical Illness Cover

    Critical Illness Cover

    Could your family cope financially if you became seriously ill?

    It’s natural that we never expect a critical illness is going to happen to us. But it’s also true that a critical illness is likely to affect many people at some point in their lives. Critical illness cover is there should the worst happen to protect you and your family by easing the inevitable financial impact.

    Loss of income due to long term illness and recovery from a critical illness severely impacts on the norms of family life and particularly family finances.

    Critical illness cover can help pay off your mortgage or other debts, cope with the usual day to day bills and expenses or fund extra…

    Read more about Life Insurance with Critical Illness cover…
  • Decreasing Term Life Insurance (Mortgage Protection)

    Flexible protection for your mortgage

    Get just the amount of cover you need with decreasing term life insurance

    Our mortgage life insurance is a decreasing term life insurance. This means the policy covers you for a set term and pays out a lump sum if you die during the policy term. Decreasing term life insurance is specifically designed to cover the amount outstanding on your capital and repayment mortgage, where the amount you owe decreases year on year.

    Very simply, the amount that your decreasing term life insurance covers you for goes down each year…

    Read more about our mortgage life insurance…
  • Family Income Benefit

    Family Income Benefit

    Life Insurance that provides a regular income for your family

    Family Income Benefit (known as FIB), is a Term Life Insurance product that, as the names suggests, is designed to provide an income to dependants in the event of a claim, rather than a cash lump sum.

    The sum assured is specified as an annual income. In the event of a claim the sum assured per annum is then payable from the date of a claim to the policy maturity date. Payments can be monthly, quarterly or annually. Income payments are simply…

    Read more about life insurance with family income benefit…
  • Index-Linked Life Insurance

    Index-Linked Life Insurance

    Give your loved ones peace of mind from £5 a month

    Index Linked Life Insurance is designed to provide an amount of lump sum life insurance where the amount that would be paid out on death (or critical illness) rises each year prior to a claim, usually in line with either National Average Earnings or with the Retail Prices Index.

    Sometimes the insurer will allow the policyholder to choose…

    Read more about our index-linked life insurance…

Straightforward Life Insurance

Give your loved ones peace of mind from £5 a month

Level term Life Insurance pays out the amount of money (the sum assured) as originally requested when you take out the insurance. The price you pay and the monthly premiums are decided by the insurer before you start your policy, and for the duration of the policy the monthly premium will remain fixed.

Your level term Life Insurance will pay out if you were to die before the end of your policy, providing you are still paying the monthly premiums and is used most often to protect your family and/or to pay off an interest only mortgage….

Read more about Level Term Life Insurance…
level term life insurance quotes

Critical Illness Cover

Could your family cope financially if you became seriously ill?

It’s natural that we never expect a critical illness is going to happen to us. But it’s also true that a critical illness is likely to affect many people at some point in their lives. Critical illness cover is there should the worst happen to protect you and your family by easing the inevitable financial impact.

Loss of income due to long term illness and recovery from a critical illness severely impacts on the norms of family life and particularly family finances.

Critical illness cover can help pay off your mortgage or other debts, cope with the usual day to day bills and expenses or fund extra…

Read more about Life Insurance with Critical Illness cover…
critical illness cover quote

Mortgage Life Insurance

Get just the amount of cover you need with decreasing term life insurance

Our mortgage life insurance is a decreasing term life insurance. This means the policy covers you for a set term and pays out a lump sum if you die during the policy term. Decreasing term life insurance is specifically designed to cover the amount outstanding on your capital and repayment mortgage, where the amount you owe decreases year on year.

Very simply, the amount that your decreasing term life insurance covers you for goes down each year, but the premium you pay remains fixed.

Your decreasing term life insurance will pay out if you were to pass away before the end of your policy, providing you…

Read more about our mortgage life insurance…
mortgage life insurance

Family Income Benefit

Life Insurance that provides a regular income for your family

Family Income Benefit (known as FIB), is a Term Life Insurance product that, as the names suggests, is designed to provide an income to dependants in the event of a claim, rather than a cash lump sum.

The sum assured is specified as an annual income. In the event of a claim the sum assured per annum is then payable from the date of a claim to the policy maturity date. Payments can be monthly, quarterly or annually. Income payments are simply instalments of a lump sum (sum assured) and as such are not liable to income tax.

Many companies will allow the income to be exchanged for a cash lump sum at claim if required…

Read more about life insurance with family income benefit…
family income benefit

Index-Linked Life Insurance

Give your loved ones peace of mind from £5 a month

Index Linked Life Insurance is designed to provide an amount of lump sum life insurance where the amount that would be paid out on death (or critical illness) rises each year prior to a claim, usually in line with either National Average Earnings or with the Retail Prices Index.

Sometimes the insurer will allow the policyholder to choose a fixed percentage increase at outset as…

Read more about index linked life insurance…
index linked life insurance
metlife multiprotect
onefamily one family life insurance
royal london life insurance
old mutual life cover
aig life insurance
british friendly life cover
 
lv life insurance
aegon life insurance
vitality life insurance
aviva life cover
legal general life cover
 

Want a quick quote? Call 0800 103 2613 or click here to get started